From now on, all Vizzed loaning and similar threads must be approved before being posted. You can send a PM to either soxfan849 or mlb789 to get approval.

We don't discourage threads like these; we just want to make sure people aren't doing them just to get rich quick. I'd say if you have less than 10,000 Viz or are not trusted, you'll have a harder time getting approval. If you have any questions, you may ask them here.

On the same note, before you open a layout shop, we'd like to see some of your work, so we know you are qualified. Simply PM one of the above mods to seek permission to open a layout shop. Any threads of this kind posted without permission will be promptly closed. They may be reopened if you PM a mod and properly seek permission.

Edit by mlb789:  Please PM the mods of the forum instead of thenumberone or TJ4bigred, as the are not mods any more.

Edit by soxfan849: Placed an emphasis on the layout shop rule. I had overlooked that one myself.

Edit by legacyme3: I'M HELPING!

I'm glad this rule is in place. I think too many loan threads were popping up now.

The layout thing is also good seeing as how newbs charge people 500 Viz for a layout made in the layout shop.

Um... My V-Bank borders right on the edge of this... But you already gave me approval, so this comment is moot. Plus I never added the Loan feature like I thought I would. Too complicated and there's no enforcing system/failsafes.

But I didn't make it to get any kind of rich. I wanted to see if my mind could create a working Banking system, spawned from an idea a member here gave me years ago. And I did. Anyone who knows me knows I'm trustworthy, and I've got proof of every single Viz earned, so if something ever happens I can easily refund everyone, no sweat.

Just trying to clear my name. But if I'm still a suspect of fraud or embezzlement, then I guess I can't help that. But every deposit is public in the thread. Check it if ya want, I got nothin to hide.

Zeldisaster :

Doesn't help people associate banks in general with evil.

I hate banks.

Credit UNIONs all the way!

legacyme3 : I have but one thing to say to that... To each his own.

Good luck making a Vizzed Credit UNION lol

Zeldisaster :

It'd probably be easier than a bank really. I just have no ambition to get one started since Viz is useless when it comes to monetary funds.

legacyme3 : True. We can give $10 to earn 10,000 Viz, but where's the vice-versa in that? I'd love that feature. Lol

Zeldisaster :

Don't be silly. The Viz to dollar ratio is terribly broken. 5,000,000,000 Viz to get 5 dollars.

Zeldisaster : i dunno about bigred but i dont really have a problem with that, you had a vizz thread before for quite a while and you've clearly put some thought into it, so long as you run it properly i dont have any objections with it.
I am curious why though, is it just for fun because you dont seem to gain anything from it.
I have seen people charging like 200% interest for a week, ridiculous.

thenumberone : With this Bank, as with all banks, there's the potential to gain and lose money. It all depends on what happens and how people react. And this Bank was actually very simple to implement, I only added what I could make failsafes for. I mainly created it for the fun of creating it and watching it be successful (didn't expect it to pick up this quickly actually), but also because I didnt want to make a Loan Shop for a few reasons, but that's another story.

It's fun making something complicated-looking that's actually really simple (though quite a few Mods have very little confidence that I can keep track of everything). I wouldn't make it if I didn't think I can do it, or have a backup plan if it fails. Oh look, another failsafe! Lol

Nice rule to make.. I'm happy to hear that this rule is now official.. Please follow the rules that user makes so that this site will me organized and well planed..

What is a loan thread?

Good thing we have this rule

tj4bigred : I like this rule , this helps to make the site more safer and less  dangerous