Remove Ad, Sign Up
Remove Ad, Sign Up
Register to Remove Ad
Register to Remove Ad
Register to Remove Ad
Register to Remove Ad
Signup for free
for more features
and less ads
About   Users   Help
Users & Guests Online
On Page:
Directory: 37
Entire Site: 24 & 425
Page Admin: tgags123, Page Staff: Boured,
06-25-19 08:53 AM

Thread Information

02-09-19 04:34 AM
no 8120
05-07-19 09:46 AM

Thread Actions

Add to favorites


What would you do with 20,000 dollars?


02-09-19 04:34 AM
Ultrajeff is Offline
Link | ID: 1369872 | 120 Words

Level: 48

POSTS: 629/631
POST EXP: 58388
LVL EXP: 801763
CP: 4297.4
VIZ: 364021

Likes: 3  Dislikes: 0
I don't like bragging (I am quite puzzled when I think about this), but yesterday, I received 20,000 dollars as part of a grant for people with disabilities. Regardless of the situation, I must honestly say that I am quite confused with what to do with it aside from paying off my student loan fee for a number of reasons (I hardly spend at all so I wouldn't know what to do with most of it other than invest). Hypothetically, if for any reason, you got a hold of this amount of money, what would you do with it and why? (I could give more information about my current situation if asked). Thank you for your invaluable information, my friends.  
Trusted Member
The Vizier of Vizzed

Affected by 'Laziness Syndrome'

Registered: 06-22-12
Location: Toronto, Ontario, Canada
Last Post: 119 days
Last Active: 6 days

Post Rating: 3   Liked By: jnisol, no 8120, Sword Legion,

Related Content

Content Coming Soon

02-09-19 09:05 AM
JigSaw is Offline
Link | ID: 1369876 | 195 Words

Level: 156

POSTS: 7791/7818
POST EXP: 522849
LVL EXP: 48028596
CP: 4551.8
VIZ: 143155

Likes: 0  Dislikes: 0
Your best bet is to send the money to me via cashiers check. This is a good investment because I could really use that 20 grand. Thank you in advance

Seriously though, this depends on if you are able to work. If you come to realize after college that you are too disabled to work you can get your loans discharged for free and you won't have to pay a dime back.

I don't know your financial situation so it is hard to suggest what to use the money for.

The good thing about paying off the loans with it is you'd kill of any interest that occurs over time with them so you'd be saving money.

If you are disabled and are on disability the last place you should put that money is in a bank account. So either hide it or rid of it if you are. If you are not on disability then you got nothing to worry about except maybe the IRS or creditors trying to take it.

If it were me I'd use it for living expenses. But your situation may be different so it is up to you.
Site Staff
PHP Developer, Security Consultant

Affected by 'Laziness Syndrome'

Registered: 04-06-06
Location: Area 51
Last Post: 2 days
Last Active: 5 hours

02-09-19 09:57 AM
Divine Aurora is Offline
Link | ID: 1369877 | 81 Words

Divine Aurora
Level: 82

POSTS: 2246/2272
POST EXP: 186570
LVL EXP: 5074471
CP: 11365.1
VIZ: 392567

Likes: 0  Dislikes: 0
Look into a savings account and compound interest saving to build wealth, put about 10,000 of that money up into a savings account that earns interest on the money that sits in the account, then invest the money into property like houses and townhouse become a landlord and let the money work for you..thats what I'd do with $20,000..ironically i'm currently waiting for settlement on my inheritance from my grandparents so this is my plan of action when my money clears...
Site Staff
Content Adder

Affected by 'Laziness Syndrome'

Registered: 06-20-13
Last Post: 61 days
Last Active: 10 hours

02-09-19 10:53 AM
Sword Legion is Offline
Link | ID: 1369884 | 185 Words

Sword Legion
Sword legion
Sword egion
Level: 94

POSTS: 3014/3023
POST EXP: 697254
LVL EXP: 8247033
CP: 15552.2
VIZ: 82887

Likes: 1  Dislikes: 0
Want to take some risky advice?


It's seriously undervalued right now, and as we speak, several of the big players--mega corporations--are attempting to get their hands into cyrpto currencies. Just because they are so large, and creating ETFS for the product, the value of Bitcoin will probably get close to 20k like it was last year. This might take eighteen months to accomplish though.

If you want a less risky option. . . invest in Marijuana stocks. Me and my dad play the market and we shot for 5% exponential growth every week. The market is pretty safe at the moment, and as more US states make it legal. I don't think I can legally give you out the twelve we're watching though due to. . . agreements. . . . I sure can tell you want commodity to watch though.

Not sure if the stock market is your sort of thing. It's not the most conservative option, but I love it. It's great you got that money though. Do whatever you feel comfortable with! I'm really happy for you Jeff! Use it wisely!
Trusted Member
Dark knight of the blackened sun. I am Sword Legion, one of many. My mask is thick, and my armor is strong. All the more necessary in a world such as this. . .

Affected by 'Laziness Syndrome'

Registered: 09-27-12
Location: Faxanadu
Last Post: 25 days
Last Active: 12 hours

Post Rating: 1   Liked By: jnisol,

02-09-19 09:29 PM
Davideo/ is Offline
Link | ID: 1369907 | 29 Words

Level: 127

POSTS: 5396/5412
POST EXP: 451078
LVL EXP: 23235230
CP: 18316.8
VIZ: 983316

Likes: 0  Dislikes: 0
I would change it to a currency i could actually use


but nah i would probably spend it on helping my family out with whatever they needed... 
Site Staff
Content Writer
#1 Pointless title on Vizzed

Affected by 'Laziness Syndrome'

Registered: 02-26-10
Location: UK
Last Post: 52 days
Last Active: 47 days

02-16-19 08:06 AM
MonaRetro is Offline
Link | ID: 1370056 | 7 Words

Level: 5

POSTS: 4/9
LVL EXP: 324
CP: 100.2
VIZ: 7990

Likes: 1  Dislikes: 0
Congrats! I would party even harder lol

Affected by 'Laziness Syndrome'

Registered: 01-31-19
Last Post: 84 days
Last Active: 5 days

Post Rating: 1   Liked By: jnisol,

03-27-19 12:54 AM
m0ssb3rg935 is Offline
Link | ID: 1370714 | 103 Words

Level: 99

POSTS: 3396/3491
POST EXP: 273304
LVL EXP: 9889047
CP: 20701.0
VIZ: 277198

Likes: 0  Dislikes: 0
What I would do with it is very specific to my home situation. I'd help with household finances, get some tutoring and maybe look towards getting prepared to go to some kind of technical school, etc.

But more than anything, I wouldn't forget that, with cost of living steadily increasing, $20,000 is NOT a lot of money. It's certainly a sizable amount, but when you put it into the context of living off of it, you'd be hard pressed to run a household with it for even a year.

My best advice is to handle it VERY carefully because it disappears really quickly.
Global Moderator
Social Media Manager; Video Game Music Manager
Token Clueless Guy to Make Others Look Smarter

Affected by 'Laziness Syndrome'

Registered: 03-09-13
Location: Tennessee
Last Post: 1 day
Last Active: 2 hours

04-02-19 12:03 PM
Boured is Offline
Link | ID: 1370914 | 12 Words

Level: 77

POSTS: 1860/1883
POST EXP: 91083
LVL EXP: 4132334
CP: 8163.1
VIZ: 1539041

Likes: 0  Dislikes: 0
Half in savings, half to blow on random trash, that's about it.
Local Moderator
Gameplay Recorder
The Guildmaster

Affected by 'Laziness Syndrome'

Registered: 06-23-12
Location: My Laptop
Last Post: 71 days
Last Active: 6 days

04-05-19 10:08 AM
re4leonk07 is Offline
Link | ID: 1371062 | 123 Words

Level: 18

POSTS: 56/63
POST EXP: 7113
LVL EXP: 26527
CP: 287.5
VIZ: 26431

Likes: 1  Dislikes: 0
If I had 20,000 dollars, I'd spend most of it paying off all of the debt I've managed to get myself in. Then I'd buy myself a nice computer, a new Xbox One, something really nice for my mom and a puppy because I love dogs. I'd also get something very nice for my best friend because she deserves it after putting up with my bulls*** for 5 years she really is a champion. I'd also buy something special for my wife, she's a champ for marrying me and being with me for this long. I really do love her. And I think I'd throw a couple grand to my baby sister for supporting me when I needed it the most.

Affected by 'Laziness Syndrome'

Registered: 10-10-11
Location: New York
Last Post: 41 days
Last Active: 1 day

Post Rating: 1   Liked By: no 8120,

04-06-19 02:42 PM
zanderlex is Offline
Link | ID: 1371121 | 31 Words

Poor Davideo7
Level: 229

POSTS: 25120/25147
POST EXP: 1507081
LVL EXP: 182679605
CP: 119907.2
VIZ: 3836331

Likes: 0  Dislikes: 0
If I had that much, I would pay off my student loans. I would be able to cover those and then have a little extra to spend on whatever I want.
Local Moderator
Content Adder
Sergei's Mustaches

Affected by 'Laziness Syndrome'

Registered: 09-25-13
Location: Inaba
Last Post: 5 days
Last Active: 5 days

04-06-19 04:42 PM
pennylessz is Offline
Link | ID: 1371129 | 42 Words

Level: 80

POSTS: 1503/1843
POST EXP: 84633
LVL EXP: 4627958
CP: 2368.1
VIZ: 85939

Likes: 0  Dislikes: 0
I have no clue what you used it for, but I'd probably buy a couple big things, get my girlfriend a couple big things, then use the rest to pay for bills. I think it would be useful as a safety net.
Vizzed Elite

Affected by 'Laziness Syndrome'

Registered: 02-10-10
Location: Within the wires.
Last Post: 40 days
Last Active: 6 days

04-15-19 11:47 PM
Snodeca is Offline
Link | ID: 1371705 | 274 Words

Level: 60

POSTS: 1120/1129
POST EXP: 103368
LVL EXP: 1693977
CP: 6112.0
VIZ: 31912

Likes: 0  Dislikes: 0
Wow the new post reply page is weird. Proves it's been a while lol.

First of all, $20,000.00 = €17,694.80 at today's rate

Uhm, I would first and foremost definitely buy a 3DS with a Capture Card so that I can properly speedrun my favourite game (Mario & Luigi: Dream Team, 5 hour speedrun). After that, probably repay my only soon-to-be-fine (or whatever it's called) I have (I accidentally bought something annually instead of monthly and they didn't offer a refund. Money went into the negative. No way to earn money so haven't been able to repay it lmao.).

After that I still have about €17,000. Repay all the stuff that might need to be repaid for school (we're poor people) and, well, assuming we have €16,500 left, all I can say is I don't know. A good computer probably, all the Mario & Luigi games + a GameCube + GameBoy Player thing for Mario & Luigi Superstar + a good capture card + glasses. Definitely a pair of glasses. I guess I'd need to get braces and fix my teeth. Transgender stuff. And I think that's about it.

Let's say that we'd have about €12,000 or something. Well, lastly, for school in the future lol. Or college, university (if I'm capable emotionally, I know I'm not right now at all....(refer back to one hour ago @me)), whatever, all the same to me.

I'd probably also donate to a couple stuff like WWF or something. Most likely a speedrunning marathon that donates to something else then (for example GDQ gets over a million and about 87% of that money goes to Doctors Without Borders)
Trusted Member

Affected by 'Laziness Syndrome'

Registered: 01-08-14
Location: In The Observable Universe
Last Post: 65 days
Last Active: 2 days

05-07-19 09:46 AM
no 8120 is Offline
Link | ID: 1372176 | 38 Words

no 8120
Level: 42

POSTS: 466/470
POST EXP: 39008
LVL EXP: 517204
CP: 93382.4
VIZ: 3921258

Likes: 0  Dislikes: 0
Ultrajeff : if I had 20,000 dollars I would keep 2,000 in a savings account and the rest I would invest in either saving bonds or a term deposit since both pay a bit more interest than the bank
Site Staff
Content Adder

Affected by 'Laziness Syndrome'

Registered: 06-04-12
Location: CANADA
Last Post: 2 days
Last Active: 1 hour