AuraBlaze :
mlb789 :
thing1 : Everything's explained in the Contract. It's on a monthly basis.

Contract will soon be sent to all of you through PM. Proper signature = Account created.

Since Interest will be applied to all accounts around midnight tonight, your accounts may be insta-Interested if you sign and deposit in time. (before midnight)

Sorry this is so late. Busy week.

Zeldisaster : I do not see a contract in my Messages.... you must be working on it, but I will more than likely sign.

thing1 : I just finished sending it lol. I was held up on other matters, my apologies.

Zeldisaster : No problem. I just replied to it. After reading the contract, I have decided to purchase and open a V-Banking Account. But thank you for the offer.

What is the bonus balance?  I think it is money where you don't earn interest, but I am not sure.

I have wired the Viz to you. If you do not mind me explaining it, here is how it breaks down.



Account opening fee........ 2,000 Derp. That's not a fee, Aura.

Purchase of RIN 10%...... 5,000

Initial account balance. +67,000

Total of Viz wired........... 72,000



I have one question to ask --not concerning the Viz. If and when you do make chances to the contract will you send an entirely new copy of the contract or just a note with the changes?



Edited for corrections.

mlb789 : That's right. It's a spillover Balance and it's where all Viz gained from Interest will be dumped. But you can transfer Bonus funds into your actual Deposit whenever, so it works out.

AuraBlaze : The 2,000 isn't a fee. It's just a minimum. 5,000 will be deducted, your Account will have 67,000 Viz in it, and Interest will be applied immediately since you made your deposit before midnight.

AuraBlaze : I'm pretty sure this Contract will be the only Contract. But if the Bank ever has a change that requires a Contract change, everyone will get a new copy of the Contract. Automatically applied, as your initial Account signature will be used for the new Contract. It saves time.

Btw... Contract. Lol

Contract.

Just deposited 8120. 3k of it for the vault to keep that up and stuff but it should help.

I'd like to have an account.

P.S. Do you allow money orders.

I would like to transfer my bonus balance to my account balance.

mlb789 : Done.
Pro_Master : The Contract explains the details of Fund Transfers, which acts like Money Orders, but taken straight from your account. Currently, I don't do loans. I may in the future though. Btw Contract has been sent and your deposit was returned. It's a 2,000 Minimum, sorry.

Any less and your earned Interest wouldn't be enough to make an account worth it.

NintendoPower24 : How do you know zeldisaster didn't think of the idea first cause I have seen him talking about this before it even was made. So possible nascardude24 stole zedisaster idea maybe.


Anyways to be on topic sending 1k to upkeep mine.

NintendoPower24 : First, I never stole anything. His "Bank" (which was nothing more than a loan shop) got shut down for a few reasons.

1. He threatened to bug David when somebody didn't pay back 500 Viz in 2 days. It wasn't fair and it was severely pushing boundaries (as rcarter pointed out here.
2. MonkeyNuts42 decided to flame mods for no justifiable reason.
3. It would've caused more problem than benefit, as two Global Moderators agreed.

Besides, that thread was closed about 3 months before the Beta Trial of this bank launched. Perfectly fair gap in my opinion. I also sent every Global Mod the idea for this thread (along with the Contract itself) DAYS before I launched it, and only did so upon earning their approval.

I understand if you support your friend, thus choose to reject an opportunity to be part of V-Bank. However, I guarantee I have never stolen from anyone. If you don't believe me, then I implore you to take up this matter with the Mods and have them review the matter. I welcome it, because I have absolutely nothing to hide.

I'm a real mean person who curses at people out of rage. Good thing tj was here to remind me to watch my mouth.



Also, tj closed my thread because:

1) I didn't ask permission from staff.
2) I didn't have enough Viz to run a very good business.
3) I'm not well known or respected enough for people to trust their hard-earned Viz with me.

First things first...

Local Mods : Flaming.

NascarDude24 : I apologize that you feel that way. However, I did not steal anything in any respect. I can guarantee that. Also, as I have already stated, the Global Mods have given their approval for this thread idea days before I launched it. I have proof of that if you'd like to see the PM. This also functions almost exactly as a Bank does, where yours was more of a Loan Shop. The Mods simply informed you that it wasn't fair to demand such a payback from your customers, with threats of bothering the Owner if anything bad happened since it was impossible to enforce it by yourself. This V-Bank needs virtually no Mod interference, as I can singlehandedly control and enforce every consequence; plus, every user is given an explanation of all potential consequences before their account is even created. Nothing complicated about that. That's one of the main reasons the Globals liked the idea, and I have proof of that as well.

As I have told NintendoPower24, if you want, you can request the Mods to review this matter themselves. I'd rather not start a fight.

Well its a fight youve got. I'd like to withdrawl all Viz from this stupid "Bank".

NascarDude24 : I'm sorry, but as the first post states, a Loan feature does not exist at this time. It will be included in the next update, once an ability to enforce the feature is implemented.

To all members:

Future update will include:
- Loan feature
- VIP RIN (25% RIN given only to dedicated/helpful users) Details will be explained later.

Edit: The Loan feature was expressed during the Beta Trial, but was removed after the Grand Opening.